Financing
Insurance rarely covers all of it
Your deductible is yours, and an upgrade to impact-rated shingles or metal is yours too. Twelve of the twenty-seven roofing companies we looked at offer finance. Every figure on this page is sample data — replace it with your own provider's terms before launch.
Two ways to spread it
Both are subject to approval, and both are quoted to you in writing before you agree to anything.
Deferred
0% for 12 months
For the deductible and small upgrades.
- No interest if settled within 12 months
- No early settlement fee
- Decision in about five minutes
- Applied for on site or online
Most chosen
Fixed term
9.9% APR representative
For a full replacement paid directly.
- 36, 60 or 84 month terms
- Fixed monthly payment
- No early settlement fee
- Soft search before you commit
Claim bridge
Deferred until settlement
For the gap between the work and the cheque.
- Payment deferred until depreciation is released
- Nothing to pay while the claim is open
- Converts to a fixed term if the claim is denied
- Deductible still payable by you
Sample finance terms for template demonstration only. Replace with your own provider's rates, representative examples and regulatory wording before launch.
What people ask about finance
Sample answers for demonstration. Replace with your own before launch.
You can finance it, which is a loan you repay. You cannot have it waived, absorbed or rebated by a contractor. That is fraud on the claim, and the cost of it is always hidden somewhere in the price.
The pre-approval is a soft search and does not. A full application is a hard search and does, the same as any other credit agreement.
On the claim bridge nothing is due while the claim is open, and the settlement clears the balance. Anything left over is yours.
Want to know the monthly figure?
Tell us roughly what the roof is and we will quote the work and the finance together.